Every Sunday night, my DD puts together 5 baggies of baby carrots and puts them in the produce drawer. She also makes 5 baggies of goldfish and she has a plastic bin in the pantry where she keeps her lunch stuff. She takes peanut butter on ritz crackers so she keeps the ritz sleeve in that bin as well.
I normally make a tray of cookies every Sunday night and plastic wrap 5 of them individually so she has a cookie to take.
In the mornings, she simply grabs a carrot bag, an apple (or other fruit if she wants) from the fruit bowl, a bag of goldfish, her ritz/peanut butter crackers (which go in a small metal tin so they don't break, a cookie and fills up her metal water bottle. Done, takes about 5 minutes.